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General Home Loan and Home Buying Articles

We have published a lot of information, here and elsewhere, on a wide variety of topics related to home buying and home ownership. We will add them regularly as we continue to publish them.

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Reverse mortgages may become more popular in Texas Bug in law to be fixed

Real estate clubs popular with investors Meet people and learn about investing

Mortgage industry makes brokers rich The boom in property sales has been good to middlemen

Mortgages made more affordable by hurricane

Low mortgage down payment benefits There may be advantages to putting little down

Mortgage investing in other people's houses

Home loans - more foreclosure tips More tips on how to avoid losing your home

Mortgage benefits come from paying early 15 year mortgage saves a ton of money

Home loans easier for immigrants Changes in rules allow more people to buy

Mortgage lending varies by region Southeast, southwest have the highest rates

Home loan help for Katrina victims  Lenders offering temporary concessions

Real estate investing riches scarce The informercials and seminars say so

Predatory lending practices to change Wells Fargo takes the lead

Home loans still influenced by race Minorities still targeted by predatory lenders

Risky lending worries backers Increased foreclosure risks concern stockholder

Home foreclosure - how to avoid it

Many homes in US are overvalued

Home Loans - time to consolidate? Rates are good; it may be beneficial

Is your down payment adequate? Buyers are putting less down than ever

Home loan denied? Here’s why. A few reasons why your application might not be approved.

Tax deductible mortgage interest folly The deduction offers most taxpayers nothing

Watch out for property taxes They can add quite a bit to your house payment

Credit score hurt by loan shopping? Will hunting for the best loan hurt your credit score?

Lenders issuing more risky loans than ever Despite warnings from Federal regulators

Buy a home with a Government grant? Don’t believe the ads

Is it time to refinance?  Reasons why you should or should not take out another loan

Credit freeze hurts home sales Identity theft precaution could make it hard to obtain loan

Home loan closing cost problems The industry tries to tighten rules

Starter homes a thing of the past Everyone wants the big home now

Home loan interest deduction going away?

Home loan mortgage deduction going away? It may soon if the tax code is reformed

Mortgage interest deduction There may be good reasons for eliminating it.

No money down may signal trouble Fewer buyers are using down payments

Overvalued homes rampant in Florida One of the most overpriced markets

High risk loan cautions urged by Feds Few customers understand them

Refinancing encouraged by lenders as rates increase Got an ARM? You might want to refinance

Online mortgage calculators may be misleading They don’t tell the whole story

Homes becoming unaffordable for families

Home foreclosures good or bad investments?

Credit report sent to other lenders

Home foreclosure and interest rates increase

Tax deductions for homeowners - You do get a few

Refinance and remodel, or move?

Housing market softens- should you worry?

Housing market affected by natural disasters - Katrina brings New Orleans market to a halt

ARM holders may see huge rate increase

Bay Area housing requires creative financing

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