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Home Loan Types and Varieties

We have published a lot of information, here and elsewhere, on a wide variety of topics related to home equity loans and mortgages. We will add them regularly as we continue to publish them.

bay area housing is expensive

Equity loan? Line of credit? Which should you choose?
No right choice for everyone

Home equity loan? 401(K) loan? Which should you choose?
One option is better than the other

Get paid to be retired with a reverse mortgage
Your home can pay you to be retired!

A comfortable retirement with a reverse mortgage
Use your home to buy a vacation home

Home loan reinvented - the 40 year mortgage!|
Longer payments, but more affordable ones

No-Fee mortgages coming soon
The fees are rolled into the loan.

Mortgage variety can be overwhelming
Almost too many types from which to choose

Home equity loans still beat 401(K) loans
Tax advantages and no penalties

30 year mortgage is hot
The latest trend is one of the oldest

Home loans for Latinos are hot - Fastest growing group of homeowners

Subprime loans and how to find one - Best deals for those with poor credit

ITIN home loans - New mortgage product for those without Social Security numbers

Home loan choices aren’t all good - There are some dangerous loans out there

Home loan better with energy efficient house - Rewards those who conserve energy

Subprime loan and predatory lending - What is the difference?

Mortgage and home loan primer - a quick review of popular mortgage types

Option ARM has its uses - Potentially dangerous but potentially useful, too

ITIN loans gaining popularity - Not nationwide yet

Home buyers using Internet - More people obtaining loans online

ARMs confuse homeowners - Few understand the details

50 year mortgage coming - Good for lenders, not so good for you

50 year mortgage has some benefits - It is still better than some other choices

Your mortgage is your bank - New product may help you pay it off sooner

Fixed-rate, interest-only loan introduced - A hybrid of several different types of loans

Rethinking the home equity line of credit - As rates rise, it may make less sense to have one

Accelerator Mortgage is Risky - Watch out for this new type of loan

Reverse Mortgage Caveats - They aren’t perfect, and they aren’t for everyone

Option ARM - Time to Refinance?

To Piggyback, or Not...

 

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